![]() ![]() Shelf clouds usually appear on the leading edge of a storm, while wall clouds are usually at the rear of the storm.Ī sharp, strong gust front will cause the lowest part of the leading edge of a shelf cloud to be ragged and lined with rising fractus clouds. This is likely to be a mistake, since an approaching shelf cloud appears to form a wall made of cloud. People seeing a shelf cloud may believe they have seen a wall cloud. ![]() As the lower and cooler air lifts the warm moist air, its water condenses, creating a cloud which often rolls with the different winds above and below ( wind shear). This outflow cuts under warm air being drawn into the storm's updraft. Cool, sinking air from a storm cloud's downdraft spreads out across the land surface, with the leading edge called a gust front. Rising air motion can often be seen in the leading (outer) part of the shelf cloud, while the underside can often appear as turbulent and wind-torn. Roll clouds may also arise in the absence of thunderstorms, forming along the shallow cold air currents of some sea breeze boundaries and cold fronts.Ī shelf cloud is a low, horizontal, wedge-shaped arcus cloud attached to the base of the parent cloud, which is usually a thunderstorm cumulonimbus, but could form on any type of convective clouds. ![]() They most frequently form along the leading edge or gust fronts of thunderstorms some of the most dramatic arcus formations mark the gust fronts of derecho-producing convective systems. Roll clouds and shelf clouds are the two main types of arcus clouds. An arcus cloud is a low, horizontal cloud formation, usually appearing as an accessory cloud to a cumulonimbus. ![]()
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![]() ![]() There’s less chance of excess stock becoming obsolete and being sold at a loss.Businesses can remain responsive to the marketplace and react to changes in demand.Cash is constantly freed-up for reinvestment.Items that turn faster have lower carrying costs, which positively impacts the bottom line.In summary, healthy stock turnover can improve profitability because: Cash will be tied up in inventory for longer and there will be a higher risk of items becoming obsolete, which will see profit margins diminish as the stock fails to sell. warehouse costs, insurance, utilities etc. They will be overstocking slow-moving inventory and escalating carrying costs (holding costs), e.g. In contrast, companies with a low inventory turnover ratio are often more inefficient in replenishment activities leading to excess inventory, which becomes unsold inventory. Instead, it’s meeting demand by selling what it buys and bringing cash back into the business to cover the cost of goods sold. The company isn’t overbuying stock or wasting money on warehousing space. Using an inventory turnover ratio helps businesses better understand how efficient they are at doing this.Ī high stock turnover ratio generally indicates that a business is managing its inventory effectively. It’s, therefore, important to keep selling these items and converting the investment back into accessible cash. Most stock-holding businesses will have significant money tied up in inventory. The importance of having a good inventory turnover ratio To calculate the average number of days it takes to turn the stock, we divide 365 days (12 months) by the 5.4 turns, resulting in 68 days: Using the inventory turnover calculation, we get 5.4 turns per annum: At the end of this period, the stock was valued at £163,000.The cost of goods sold over this period was £815,000.The ABC Doors and Windows Company wanted to calculate its inventory turnover for the last 12 months. Let’s look at an example for a company in the building materials industry. To calculate the average inventory value, add your opening inventory value to your closing inventory value and divide it by 2. To calculate the inventory turnover ratio, take the total cost of goods sold (COGS) over a specific period and divide it by the average inventory value during the same period. How do I calculate inventory turnover ratio? The inventory turnover ratio the ratio of the cost of goods sold to the average stock held. It is often used to measure the efficiency of warehouse or stock control processes to meet demand. You can use the formula to calculate how many days it will take to sell the inventory you hold. Inventory turnover ratio (also known as stock turn) is an accounting and inventory management KPI used to measure how often stock is sold (used or replaced) within a fixed period, relative to its costs of goods sold (COGS). However, inventory turnover is likely to fluctuate depending on changes in demand, supply chain disruption and other market factors. Higher inventory turnovers can highlight strong sales and good inventory stocking policies. Low inventory turnovers can indicate poor sales or excess inventory. It can help improve decision-making regarding pricing, manufacturing, marketing and purchasing. Inventory turnover (also known as stock turnover) measures how well a business manages its inventory to meet demand. You can track this using inventory turnover – the time it takes from bringing an item into stock to selling it. Most of your stock will be somewhere in the middle. Some will fly out of the door as soon as you get stock, while others that are slow-moving will sit on the shelves until you have to give them away or write them off. Different products sell at different rates. ![]() ![]() ![]() If Geminis can avoid feeling insecure when Scorpio is deep, he will discover things about himself that he does not know while his carefree and clear attitude towards specific situations could help Scorpio to abandon his hard and inflexible approach and teach him to look at life with a lighter disposition (as long as he is not exasperated before). Instead of judging their partner, manage to complement each other with their opposite qualities. This will require a good dose of adjustment and commitment and the compatibility of this loving combination will depend, finally, on whether they manage to do it or not. This couple needs to understand that the way to their fulfillment together goes through knowing how to handle their differences in difficult times. alone to show his passionate emotion and not fall into a possessive and jealous attitude. Gemini Man and Scorpio Woman: How to Make this relationship Workįor a relationship between a Gemini man and a Scorpio woman to thrive, an arrangement regarding social relations must be established above all between the two. In this sense, the Scorpio woman must loosen the rope and allow her Gemini to shine in her social relationships, while he must try not to skimp on the attention and time of special dedication that his Scorpio needs, since she requires that attention. But they aspire to receive the same from her, openly letting themselves be led by her initiative. Scorpio women give value to physical relationship and this is very attractive for Geminis, who are willing to make intimacy an expressive and fun activity, pleasing their partner. In Intimate relationship, Scorpio Woman will surprise Gemini Man and both will be able to enjoy an interesting, passionate and happy union together. However, Gemini may be unable to respond to the physical desires that Scorpio needs, and in that case, it will take a lot of love, patience, and trust for this combination to optimize their physical chemistry. Gemini Man and Scorpio Woman: Love Compatibility ![]() Geminis, on the other hand, hardly tie themselves to another person and most of their love relationships tend to be superficial until they find their true soulmate. Scorpio is a highly emotional individual, who always forges deep and meaningful relationships. ![]() Gemini and Scorpio are totally opposite to each other in almost every aspect of their personalities, hence making this zodiac combination work quite challenging. ![]() The good news is that the Scorpio woman will be willing to put all the determination that characterizes her into the success of this company, while the Gemini man will also show all his flexibility and adaptability to achieve it. This combination of the zodiac is quite extreme, so it is not usually very common, since the extreme differences between both signs begin to be evident very early in the relationship.ĭespite this, there are points in favor of this pairing, which will be fully possible if communication is achieved that clearly manifests the needs that need to be met for both. The compatibility between Scorpio and Gemini is quite low and both parts of the relationship will have to work hard to make it work. If they are determined enough, it might be possible, but they should be careful or they might find themselves wrapped up in a scenario where even speaking to them would be difficult. ![]() ![]() ![]() The mode of attachment was similar to the round shield. Its shape was oval, hence its name, it included rounded edges. Mainly its use spread among the Norman peoples and the Anglo-Saxon warriors. Oval shield : Like the previous shield, it was very common in the Middle Ages and used by almost all known towns then. As can be deduced from its name, it was a circular shield and it was held by a strap placed in the middle of the inner part of the shield. Round shield : Widely used in the Middle Ages by different peoples, especially by the Normans and the Vikings. Rectangular and elongated in shape, it was preferably used as a means of protection against attacks with weapons from afar, such as arrows or bolts. Tower shield : It was a tall and narrow shield especially used by the infantry of the time. Triangular in shape, the lower corner was slightly rounded as an element to protect the wearer's legs. It was a wooden shield covered in leather. Triangular shield : Used mainly by Germanic soldiers between the 13th and 15th centuries. Some researchers see very close parallels to the so-called kite shield This shield was widely used by cavalry, and specially designed to defend against attacks from a distance. Used by Norman warriors, who brought it to England after the Norman conquest in 1066. Due to its elongated shape, it allowed the user to easily carry it on horseback. It was made of wood and covered in leather. Norman Shield : It was an elongated triangular shield. THE MOST IMPORTANT SHIELDS DURING THE MIDDLE AGES They were embraced by three leather strips, and if they were not used they were carried as a bandolier. At the end of the Middle Ages, triangular shields were imposed. Its shapes are not homogeneous, being fundamentally circular, rectangular and oval. The outline was usually reinforced by iron strips. They were mainly made of various sheets of wood, although they can also be found in some type of metal, such as bronze. The shield has been until its disuse, in the eighteenth century, the main defensive weapon of the warrior in all times. Europe was the home of many peoples and cultures that developed a large number of types of shields taking into account their peculiarities and needs. Medieval shields were a primary instrument of the warrior's equipment of the time, and were manufactured in different shapes and sizes according to the needs and fighting styles of different cultures and times. We have in our Zetan Medieval store all kinds of medieval shields, Viking shields, Roman shields, Celtic shields and many more. Find the medieval shield you need, whether you are a reenactor, LARP or just want it to decorate your living room. ![]() ![]() ![]() A guitar tuner is recommended once you start performing and need more accurate tuning accuracy. Tuner apps are great for beginners and casual use at home or when practicing with friends. Guitar tuner apps are good for casual use, but you can expect more accuracy with higher-quality tuners. They are one of the first accessories you’ll need once you acquire a guitar. ![]() Summaryįor guitarists of all levels, tuning devices are a must-have. All tuner apps require a quiet environment to work accordingly, so a guitar tuner or a tuner pedal is better suited for when you’ve moved up in your music career. You can’t very well pull out an app tuner when you’re in the middle of a gig. However, once you start performing in groups, studios, or on stage, it will be easier to use a guitar tuner. Should I Buy a Guitar Tuner or Use an App?Īpps are good for beginners and casual tuning at home or in quiet places. Guitar tuning apps are recommended for practice use because even if the accuracy of the tuning is not perfect, you’re still in your practice area so no harm no foul. However, you can expect more accurate tuning from high-quality store-bought tuners, as they are built directly for this purpose. Guitar tuning apps offer decent accuracy for casual use. You also have a paid option if you are thinking of upgrading at a certain point just to improve if you need to. To sum up, Smart Chords is a well-rounded all-in-one app with a good and simple display that is easy to navigate. It even has a metronome function for practice sessions which is a cool little feature to keep in mind. It offers a tuning option for guitar as well as bass, ukulele, and other instruments. Pitch Spectrogram plus Chord Matrix for transcription work).Smart Chords is a very versatile and free app that features a plethora of options like chords, arpeggios, scales, and fretboard charts. Split Screen (upgrade): Split the screen and use any two tuning views at the same time (e.g. Strobe Tuner (upgrade): A true 6-band, multi-mode strobe display for rapid and extremely accurate hands-free instrument tuning. Tone Generator (upgrade): An 8-octave, polyphonic keyboard display that enables you to play reference notes in the musical scale. Pitch Spectrogram (upgrade): Scrolling display of live sound analysis, showing the perceived pitch of a wide range of sound types. Stage Tuner: A large, clear tuning display, optimized for hands-free operation at a distance and incorporating a true radial strobe for unbeatable fine-tuning accuracy and responsiveness.Ĭhord Matrix (upgrade): Grid-based estimation display of common chord types (maj/min, maj7/min7, dom7/dim7), ideal for quickly determining the 'strum along' chords for a tune where the chords are reasonably clear. Includes standard Guitar tuning for free with a custom tuning editor and database of common tunings for Guitar, Violin/Fiddle, Mandolin, Ukulele, Banjo, Bouzouki and Pedal Steel available as an upgrade. Instrument: Combination chromatic ribbon tuner and string/note display for easy instrument tuning. Unique features help you work out the chords to new tunes, visualize the pitch and consistency of the human voice, violin or other instrument, or answer the questions "what notes am I humming", "what are those chords", "am I hitting all the notes in tune", "is my vibrato consistent" etc. Awesome guitar & chromatic tuner for free or upgrade for advanced functionality.ĭesigned for novices and pros, fully featured, easy to use. ![]() ![]() Federal agency–developed materials on how residents who are not immunosuppressed can safely conduct mold cleanup after disasters were made available to participants after the interview. Interviewers were trained on types of PPE. The 20-minute questionnaire was administered by telephone in either English or Spanish by trained interviewers during October 21–Novemno personally identifiable information was collected. Cleanup was categorized as either heavy (e.g., removing furniture, drywall, or carpeting) or light (e.g., sweeping, wiping off counters or walls, or retrieving personal items). Questions were focused on experiences with housing, flooding and mold, cleanup activities, and PPE. A CDC questionnaire developed after Hurricanes Katrina and Rita was modified and field-tested. Residents whose homes were predicted to have been flooded were prioritized for contact.Īmong the three hospital systems from which participants were selected, systematic, hospital-wide messaging about avoiding mold exposure had not been disseminated before Hurricane Harvey. Models developed by CDC’s Geospatial Research, Analysis and Services Program were used to predict whether residents’ homes had been flooded. Eligible residents were selected because of risk factors for invasive mold infections ( 7) participants included persons who had received a solid organ transplant in the past year or who had been prescribed an immunosuppressive medication, including tumor necrosis factor inhibitors, cyclosporine, or chemotherapeutic agents, in the last 3 months. Interviews were conducted with a convenience sample of immunosuppressed residents from three hospital systems in the Houston metropolitan area. Immunosuppressed residents who are at high risk for invasive mold infections were exposed to mold and flood-damaged areas after Hurricane Harvey recommendations from health care providers to avoid exposure to mold and flood-damaged areas could mitigate the risk to immunosuppressed persons. One participant reported wearing all personal protective equipment (PPE) recommended for otherwise healthy persons (i.e., respirator, boots, goggles, and gloves). Among immunosuppressed persons who performed heavy cleanup, 43% reported wearing a respirator, as did 8% who performed light cleanup. Approximately half of the participants (50) engaged in cleanup of mold and water-damaged areas these activities included heavy cleanup (23), such as removing furniture or removing drywall, or light cleanup (27), such as wiping down walls or retrieving personal items. To assess the extent of exposure to mold and flood-damaged areas among persons at high risk for invasive mold infections after Hurricane Harvey, CDC and Texas health officials conducted a survey among 103 immunosuppressed residents in Houston. Because mold exposure can cause serious illnesses known as invasive mold infections ( 4, 5), and immunosuppressed persons are at high risk for these infections ( 6, 7), several federal agencies recommend that immunosuppressed persons avoid mold-contaminated sites ( 8, 9). ![]() ![]() Mold exposure was a serious concern because investigations after Hurricanes Katrina and Rita (2005) had documented extensive mold growth in flood-damaged homes ( 2, 3). In August 2017, Hurricane Harvey caused unprecedented flooding and devastation to the Houston metropolitan area ( 1). ![]() ![]() ![]() However, the installation includes a security gate that lowers over the tank to keep the public a safe distance when the attendant is not present, while still keeping the aquarium visible. “We discussed this with ATM and came up with a user-friendly water change system that resides in the back room, increasing the enjoyment factor for visitors.”Īs with all of the Gilliats’ Laundromats, the East Charleston Boulevard store has an attendant on duty most of the time. ![]() “Aquariums require partial water changes on an ongoing basis, but we couldn’t have pumps and hoses running across the floor of the store with kids and laundry carts everywhere. “Installing an aquarium in a Laundromat is a challenging proposition,” says Gilliat. The lower part, where the washer normally is, contains the life support system for the aquarium, hidden by a bubbler so all that can be seen from the outside are bubbles. The actual aquarium is in the upper part of the unit in place of the dryer, with the sides cut out for optimum viewing. The team at ATM removed the guts of the coin op washer-dryer and turned it into an aquarium. Working through his commercial laundry equipment distributor representative, Scott Harrington, at Western State Design, Dexter Laundry provided Gilliat with the stack washer-dryer unit. “My biggest concern was that I had enough on my plate with six stores to run, and wasn’t sure I could take on the responsibility of taking care of additional fish, on top of everything else!” he exclaims. But he agreed that it would attract attention-and hopefully additional business-to his 24-hour East Charleston Boulevard coin laundry. But, according to Bruce Gilliat, it never occurred to him to install an aquarium in his commercial laundry equipment. Each episode focuses on some of their most unusual and challenging projects and features a parade of exotic fish.Īs long-time fish aficionados, the Gilliats previously commissioned ATM to install custom aquariums in their home and were featured in the series pilot in 2011. They specialize in creating and installing distinctive and often outlandish custom aquariums for a variety of clients around the world. If you’re not familiar with Tanked ™, the show features entrepreneurs-turned-TV-stars, Wayde King and Brett Raymer, the founder and chief operating officer, respectively, of Acrylic Tank Manufacturing (ATM) in Las Vegas. They came up with the unusual idea to turn one of the laundry’s Dexter coin-operated stack washer-dryer units into a live aquarium and document it in one of their TV episodes. LAS VEGAS - In a legendary city where fantastic sights and spectacles are the norm, coming up with new ideas to attract attention to your small business can be a challenge.įor Leise and Bruce Gilliat, owners of a six-store chain of local Laundromats called Las Vegas Coin Laundry, the opportunity came floating in via the folks who star in the Animal Planet reality show Tanked ™. ![]() ![]() ![]() Striving for higher quality audio I've decided to buy a Magni + Modi combo bypassing the integrated audio chip completely. I have a PC with a mediocre onboard audio. Hoppers ( top) WildStacker supports hoppers and hoppers see items with their actual stack size, and not the vanilla item amount (which is always 1 for stacked items). 2 Likes 0 Location Europe Hi guys, Thanks to the plethora of useful information on the forum I was able to narrow my search for quality headphones and the necessary electronics. Kill-all ( top) Should items also be killed when the kill-all task is performed? You can set a list of blacklisted buckets name (mainly used to fix conflicts with genbuckets). This one will stack buckets up to x16 (water & lava). I got the stack for myself, Using PC37X but will upgrade to HD6XX when they drop. Its way more powerfull than the Hel, and is better for music and gaming ( its better overall). If that is not an issue - get the modi/magni stack. Item-display ( top) Should item display-names will be displayed instead of their material type?īuckets-stacker ( top) A sub-category for the items stacker. schiit dac modius drop thx amp Product Description THE WORLD’S MOST LINEAR AMPLIFIER Announced at CES 2018, the Drop + THX Achromatic Audio Amplifier (THX AAA) 789 is a linear bipolar amplifier with feed-forward error correction. The fulla is the best bang for your buck, but I would take the Hel for that extra power. Armor, potions, tools and such will be stacked in the inventory. Will a Schiit stack be any good for gaming and if so which headphone should I pair them with Budget for the headphones is around 200 quid. Unstacked-custom-name ( top) Should items with a stack size of one have custom names?įix-stack ( top) When disabled, items will act like they have a max-stack size of 64 and will be picked up in stacks of 圆4. I was really surprised at how well the Sennheiser held up compared to the Clear. single ended HPs, then I did an A/B test with the MassDrop x Sennheiser HD 6XX and the Drop + HIFIMAN HE-4XX (I guess it was A/B/C). ![]() Limits ( top) A maximum stack amount that a specific item will have.ĭisabled-worlds ( top) A list of worlds that items won't get stacked inside them. I had a great experience with my little Schiit stack for a little over a year, but it was time to get. Make sure you type the material types correct. 1 viivo HardGawd Joined Messages 1,695 Ive been putting off getting a dedicated headphone amplifier and DAC for years since my motherboards onboard 'headphone amps' have been good enough. You can disable this feature by setting it to "".īlacklist ( top) A list of items that won't get stacked. My budget is around 200 but Im willing to stretch it up to 250-300 if its worth the price. Merge-radius ( top) The radius of blocks that will be checked for other items to stack into.Ĭustom-name ( top) A custom name that stacked items will have. 30 Likes 2 1 Hello, I am having a hard time choosing the most adequate DAC/AMP combo for my DT-770 Pro 250 Ohm. ![]() ![]() Write I'm sorry on the strip of paper and insert it in the balloon. ★ You'll need a balloon and strip of paper for this cute idea. This list of cute ways to say sorry includes mushy apologies, endearing mea culpas and sweet ideas for saying sorry. Recite it or give it to them to read so that they can fully appreciate the bard that you've become. Just make sure that you include the words I love you and I'm sorry. The lousier the poem the funnier it will be. ★ Write your own love apology poem especially if you're a lousy writer. ★ Get a bag of gummy bears, tie a bow around the bag to turn it into a gift then let them know how "Beary beary sorry you are and how much they mean to you." ★ Buy a bag of nuts, tie a ribbon around it and offer it as a gift saying "I know I drive you nuts. I'm so sorry." You can also add a few more notes further on that reads "I apologize" or "I love you." Once all your messages are written, roll up the toilet paper once again and wait for nature's call. ![]() Write a note a few squares down that says "You don't deserve the crap I put you through. ![]() ★ Head to the bathroom and unroll a foot or so of toilet paper. The offended party will either soften from the humor or become even more irate, so tread carefully and know your audience. "If you thought my first apology was insincere, just wait until you hear this one." Obviously, an initial apology would have had to have been offered prior. ★ This type of funny statement can go one of two ways. ★ Buy a lollipop to hand over as a peace offering. Attach a handwritten note saying "I've been so crabby lately. Make or buy crab cakes for a shared meal or buy a small toy crab to offer as a gift. I'm sorry and I apologize." If you're handing the gift over in person, read the note aloud. Offer it as a gift to the offended party with a handwritten note attached saying "I've been a prick. Buy a small cactus and wrap it with a bow. You may even see a hint of a smile when the offended person realizes what's going on. Our list of funny ways to apologize should help to break the ice when tensions are running high. Humor can help get your relationship back on track. So, since you can be sorry and not apologize, and apologize without being sorry we recommend you use both in your apology, most of the time. See the difference? The 'sorry' statements are warmer and convey feelings, while the 'apology' ones simply state facts. I'm so sorry I hurt you → I apologize for hurting you. I'm sorry I stepped on your foot → I apologize for stepping on your foot. ![]() In the simple examples below you can see how changing from 'I'm sorry' to 'I apologize' affects how we feel about the apology. So you're admitting that you were at fault without really stating that you're sorry about it. I apologize on the other hand, is a statement of admission. I'm sorry I stepped on your foot) and for close relationships (e.g. It's a term we use for small infractions (e.g. It tells the other person that you feel badly about what's occurred. I'm sorry expresses a level of regret or remorse. ![]() I'm Sorry & I Apologize: What's the Difference?Īlthough similar and often used interchangeably, there is a distinction between saying 'I'm sorry' and 'I apologize'. But did you know that there's actually a difference between saying "I'm sorry" and saying "I apologize"? We know you'll be inspired by our lists of cute, funny, & creative ways of saying sorry and apologizing. ![]() ![]() (2) A trust account is the bank account or accounts opened to comply with rule 1. ![]() Colorado Rule of Civil Procedure 23 requires that at least fifty percent (50%) of any class action residuals be disbursed to COLTAF to support activities and programs that promote access to the civil justice system for low income residents of Colorado. (b) a licensee who acted as a signatory on a trust account or a licensee who exercised managerial or primary administrative oversight for a trust account. Rule Directing At Least 50% of Any Class Action Residuals to COLTAF. Colorado Rule of Professional Conduct 1.15B(k) allows lawyers to remit to COLTAF unclaimed funds held in the lawyer’s COLTAF account.Ĭlick here for the Remittance Procedures for Unclaimed COLTAF Funds.Ĭlick here for the Unclaimed Funds Remittance Report. An IOLTA account is a pooled, interest- or dividend-bearing business checking account (such as a NOW account) for the deposit of client funds which pays all interest earned to the Lawyers Trust Fund. Rule Governing Unclaimed Funds in COLTAF Accounts. IOLTA stands for Interest on Lawyer Trust Accounts. RulesĬolorado Rule of Professional Conduct 1.15A – General Duties of Lawyers Regarding Property of Clients and Third PartiesĬolorado Rule of Professional Conduct 1.15B – Account RequirementsĬolorado Rule of Professional Conduct 1.15C – Use of Trust AccountsĬolorado Rule of Professional Conduct 1.15D – Required RecordsĬolorado Rule of Professional Conduct 1.15E – Approved Institutions COLTAF’s Leadership Banks maximize resources for civil legal aid by providing a premium rate of return on COLTAF deposits. Lawyers can support COLTAF and Colorado’s civil legal aid delivery system by maintaining their COLTAF accounts at COLTAF’s Leadership Banks. The other 20% have gone to pro bono programs, domestic violence programs, and other justice-related programs.ĬOLTAF’s only regular source of revenue is the interest earned on COLTAF accounts at banks across the state. Approximately 80% of these funds have gone to Colorado’s federally-funded legal aid programs. From 1982 through 2018, COLTAF has made grants of over $50 million dollars. IOLTA programs operate in all fifty states and in the District of Columbia, and provide essential funding for civil legal aid.ĬOLTAF was established in 1982 by the Colorado Supreme Court, in response to dramatic cuts in federal funding for civil legal aid. This program is an innovative partnership between the legal community and the banking community, whereby the interest on lawyers’ pooled trust accounts is used to improve access to civil justice. ![]() The Colorado Lawyer Trust Account Foundation (COLTAF) administers Colorado’s Interest on Lawyers’ Trust Accounts (IOLTA) program. ![]() |
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